Life after Bankruptcy – Tips for Rebuilding Your Credit

Once our clients make the decision to file for bankruptcy, we will inevitably get asked some version of the question: “When will I be able to have credit again?”  It Read More

Bankruptcy and its effect on Rental v. Home Ownership

In keeping with the American Dream, all of our clients also wonder if, after the filing of their bankruptcy petition, they too will be able to purchase a home someday.  Read More

If you fail to plan, you plan to fail:

If you fail to plan, you plan to fail: Most bankruptcies are a result of an unforseen event such as divorce, illness or the loss of employment. The problem with Read More

Is filing Bankruptcy bad for your credit?

Is filing Bankruptcy bad for your credit? Seems like a simple question with an obvious answer. The truth of the matter is that it all depends. If you are paying Read More

REFINANCE; not just for mortgages

Most people just think about their mortgage when they hear the word “Refinance”.  Refinancing your mortgage could be a good idea, but several factors should be looked at.  Although the Read More

How to avoid filing for Bankruptcy. (Life is what happens while your busy making plans)

How can you avoid filing for Bankruptcy? 1.     Live below your means and save money for a rainy day. 2.     Stay healthy and make sure all Read More

Is there a right time to file for bankruptcy?

Is there a right time to file for bankruptcy? Yes, timing in bankruptcy can be a very important part of how successful the bankruptcy is.  What is a “successful bankruptcy?” Read More

How to decide between Chapter 7 or Chapter 13 bankruptcy

Many clients come to our office, for a free consultation, and already have in their mind that they want to file for a Chapter 7 rather than a Chapter 13 Read More

Bankruptcy is a very powerful and flexible tool.

A bankruptcy can be a very powerful tool in dealing with your creditors:      – A foreclosure sale may be stopped temporarily or permanently.      – A mortgage may be Read More

Debt Consolidation v. Bankruptcy

Our clients often as us what the difference is between debt consolidation and bankruptcy.  Generally, debt consolidation involves reorganizing all of your individual debt payments into one “manageable” payment.  However, Read More