If you fail to plan, you plan to fail:

If you fail to plan, you plan to fail: Most bankruptcies are a result of an unforseen event such as divorce, illness or the loss of employment. The problem with Read More

Is filing Bankruptcy bad for your credit?

Is filing Bankruptcy bad for your credit? Seems like a simple question with an obvious answer. The truth of the matter is that it all depends. If you are paying Read More

REFINANCE; not just for mortgages

Most people just think about their mortgage when they hear the word “Refinance”.  Refinancing your mortgage could be a good idea, but several factors should be looked at.  Although the Read More

How to avoid filing for Bankruptcy. (Life is what happens while your busy making plans)

How can you avoid filing for Bankruptcy? 1.     Live below your means and save money for a rainy day. 2.     Stay healthy and make sure all Read More

Is there a right time to file for bankruptcy?

Is there a right time to file for bankruptcy? Yes, timing in bankruptcy can be a very important part of how successful the bankruptcy is.  What is a “successful bankruptcy?” Read More

How to decide between Chapter 7 or Chapter 13 bankruptcy

Many clients come to our office, for a free consultation, and already have in their mind that they want to file for a Chapter 7 rather than a Chapter 13 Read More

Bankruptcy is a very powerful and flexible tool.

A bankruptcy can be a very powerful tool in dealing with your creditors:      – A foreclosure sale may be stopped temporarily or permanently.      – A mortgage may be Read More

Debt Consolidation v. Bankruptcy

Debt consolidation involves reorganizing all of your individual debt payments into one “manageable” payment.  However, throughout my many years of experience as a bankruptcy attorney I have encountered  several problems Read More

STOP Harassing Phone Calls from Creditors!

How can you stop harassing telephone calls from your creditors? When a debt collector is attempting to collect a debt, one inexpensive way to do so is to call you Read More

How to hire the right Bankruptcy Attorney

Does the attorney’s office offer a free consultation?  Our office will meet with you, for free, for as long as it takes for you to understand your options. Does the Read More